Privacy Policy.

1. Introduction

Wealthbridge Financial (“Wealthbridge,” “we,” “us,” or “our”) is a financial advisory firm operating as a DBA of URFALYAN FINANCIAL & INSURANCE SOLUTIONS INC, a California corporation. This Privacy Policy describes how we collect, use, and protect information when you visit our website at www.wealthbridgefinancial.com (the “Site”).

This policy applies only to information collected through our website. Information you provide to us as a client — including financial account information, investment data, and personally identifiable information collected during the financial advisory process — is governed by separate privacy notices provided to you at the time of engagement. Investment advisory services are offered through Acrylic Financial, our partner Registered Investment Advisor, and are subject to Acrylic Financial’s privacy notice and applicable disclosures (including those required under SEC Regulation S-P).

By using this website, you agree to the practices described in this Privacy Policy. If you do not agree with these practices, please do not use the Site.

2. Information We Collect

Information You Provide Voluntarily

Currently, our website does not contain any forms or fields where you actively submit personal information. The Site is informational and does not solicit personal data through its current pages. If we add forms or interactive features in the future (such as a consultation request form or newsletter signup), we will update this Privacy Policy and provide notice of the new data collection.

Information Collected Automatically

When you visit our website, we automatically collect certain technical information through standard internet logging practices and analytics tools:

• Device and browser information: the type of device, operating system, browser type and version, and screen resolution
• Network information: your approximate geographic location (typically at the city or region level), internet service provider, and IP address
• Usage data: pages visited, time spent on each page, links clicked, the referring website that brought you to our Site, and dates and times of visits
• Calculator inputs: when you use our retirement calculator or life insurance calculator, the values you enter are processed entirely within your web browser. These values are not transmitted to our servers, are not stored by us, and are not associated with your identity. They exist only in your browser session and are discarded when you close the page

Information from Cookies and Similar Technologies

We use cookies and similar tracking technologies as described in Section 5 (Cookies and Tracking) below.

3. How We Use Information

We use the information collected through our website for the following purposes:

• To operate and maintain the Site, including ensuring it loads correctly, displays properly across devices, and remains secure against attacks
• To analyze website performance and usage, including which pages are most visited, how visitors navigate through the Site, and where improvements may be helpful
• To improve our content, based on aggregate usage patterns rather than individual identification
• To comply with legal and regulatory obligations applicable to our business as a financial advisory firm
• To respond to inquiries if you contact us by phone or email through information provided on the Site
• To detect, investigate, and prevent security incidents, fraud, or violations of our Terms of Service

We do not use the information collected through our website to make automated decisions that have legal or similarly significant effects on you.

4. Information Sharing

We do not sell your personal information. We share information only in the limited circumstances described below:

Service Providers

We use third-party service providers to operate our website and analyze its performance. These providers may have access to certain information necessary to perform their services on our behalf:

• Cloudflare — hosts our website and provides content delivery and security services
• Google Analytics — provides website usage analytics

Business Partners (For Clients)

If you become a client of Wealthbridge Financial, certain information will be shared with our business partners as necessary to deliver advisory services. This sharing occurs only after you become a client and is governed by separate privacy notices and engagement agreements you receive at the time of engagement. Our primary business partners are:

• Acrylic Financial — our partner Registered Investment Advisor (RIA), through whom advisory services are provided. Acrylic Financial maintains its own privacy notice as required by SEC Regulation S-P
• Charles Schwab & Co., Inc. — the custodian where client assets are held
• APIM — our brokerage general agency partner for life insurance products

Legal Requirements

We may disclose information if required by law, regulation, legal process, or governmental request, or if we believe in good faith that disclosure is necessary to (a) comply with a legal obligation, (b) protect our rights, property, or safety or that of our clients or others, or (c) prevent fraud or address security or technical issues.

Business Transfers

If Wealthbridge Financial is involved in a merger, acquisition, or sale of all or part of its assets, information collected through our website may be transferred as part of that transaction. We will provide notice on this Site if such a transfer occurs and applies to information collected from you.

5. Cookies and Tracking

What Are Cookies

Cookies are small text files that websites place on your device to remember information about your visit. Some cookies are essential for the Site to function; others help us understand how visitors use the Site.

Cookies We Use

• Essential cookies: required for the Site to function properly and securely. These cannot be disabled without affecting your ability to use the Site
• Analytics cookies: set by Google Analytics to help us understand site traffic, including how many visitors use the Site, which pages they view, and how long they stay. Google Analytics may also use cookies to detect repeat visitors. Information collected by Google Analytics is governed by Google’s Privacy Policy

Your Cookie Choices

You can control cookies through your browser settings. Most browsers allow you to refuse cookies, delete existing cookies, or be alerted when cookies are being sent. Refer to your browser’s help documentation for instructions. Note that disabling cookies may affect Site functionality.

You may also opt out of Google Analytics specifically by installing the Google Analytics Opt-out Browser Add-on.

Do Not Track

Some browsers offer a “Do Not Track” signal you can enable. Because there is no industry standard for how websites should respond to such signals, our Site does not currently respond to Do Not Track requests. We will update this section if industry standards change.

6. Data Security

We take reasonable steps to protect information collected through our Site against unauthorized access, alteration, disclosure, or destruction. These measures include:

• Encryption of data in transit using HTTPS (TLS) for all pages of the Site
• Use of established hosting providers with industry-standard security practices
• Restricting access to data on a need-to-know basis

However, no method of internet transmission or electronic storage is completely secure. While we use reasonable measures to protect information, we cannot guarantee absolute security. You acknowledge that you provide information to and use the Site at your own risk.

7. Your Rights

Subject to applicable law, you have certain rights regarding the personal information we collect about you. These rights may include:

• Right to access: request a copy of the information we hold about you
• Right to correction: request correction of inaccurate or incomplete information
• Right to deletion: request deletion of your information, subject to legal retention requirements
• Right to opt out: opt out of certain uses of your information, including marketing communications (we do not currently send marketing emails through the Site)

To exercise any of these rights, contact us using the information in Section 12 (Contact Us) below. We will respond within a reasonable time and as required by applicable law. We may need to verify your identity before fulfilling certain requests.

Note for clients: If you are a client of Wealthbridge Financial, additional rights may apply to your client information under the privacy notices provided to you at the time of engagement. These rights are governed by SEC Regulation S-P and applicable state laws governing the financial advisory relationship.

8. California Residents (California Consumer Privacy Act)

If you are a California resident, you may have additional rights under the California Consumer Privacy Act (CCPA), as amended by the California Privacy Rights Act (CPRA). While we may not be required to comply with all CCPA provisions based on our current size and revenue, we voluntarily extend the following rights to California residents who interact with our Site:

Categories of Personal Information We May Collect

• Identifiers such as IP address (collected automatically through your visit)
• Internet or other electronic network activity such as browsing history on our Site
• Geolocation data at an approximate, non-precise level
• Inferences drawn from the above to understand visitor preferences

Sources of Information

We collect this information directly from you (through your visit), from cookies and similar technologies, and from analytics service providers (Google Analytics).

Business Purposes for Collection

As described in Section 3 (How We Use Information), we collect information to operate the Site, analyze usage, improve content, and ensure security.

Sale or Sharing of Personal Information

We do not sell your personal information. We do not share your personal information for cross-context behavioral advertising. To the extent that the use of analytics cookies could be considered “sharing” under the CCPA, you may opt out of analytics tracking using the methods described in Section 5 (Cookies and Tracking).

Your CCPA Rights

California residents have the right to:

• Request to know what personal information we have collected, disclosed, or sold about them
• Request deletion of their personal information, subject to certain exceptions
• Request correction of inaccurate personal information
• Opt out of any sale or sharing of personal information (we do not currently sell or share)
• Non-discrimination for exercising any of these rights

To exercise these rights, contact us using the information in Section 12 (Contact Us). You may also designate an authorized agent to make a request on your behalf, subject to verification.

9. Children’s Privacy

Our Site is not directed to children under the age of 13, and we do not knowingly collect personal information from children under 13. If you believe a child under 13 has provided us with personal information, please contact us immediately and we will take steps to delete the information.

10. Third-Party Links

Our Site may contain links to third-party websites, including:

• Acrylic Financial
• Charles Schwab
• APIM
• The CFP Board, the American College of Financial Services, FINRA, and other regulatory or professional organizations
• Other resources we reference for informational purposes

These third-party websites are not operated by Wealthbridge Financial. We are not responsible for the content, privacy practices, or terms of these websites. We encourage you to review the privacy policies of any third-party site you visit.

11. Changes to This Privacy Policy

We may update this Privacy Policy from time to time to reflect changes in our practices, technology, legal requirements, or other factors. When we make material changes, we will:

• Update the “Last updated” date at the top of this policy
• Post the revised policy on this page
• Provide additional notice (such as a banner on the Site) for material changes

We encourage you to review this Privacy Policy periodically. Your continued use of the Site after changes are posted constitutes your acceptance of the updated policy.

12. Contact Us

If you have questions, concerns, or requests regarding this Privacy Policy or our privacy practices, please contact us:

For questions about advisory services, the financial advisory relationship, or client information privacy under SEC Regulation S-P, please refer to the privacy notices provided to you at the time of client engagement, or contact Acrylic Financial directly.